1. Publications
  2. Regional Studies, 5/2019
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The Economic Impact of Changes in Local Bank Presence

This study analyzes the economic consequences of changes in the local bank presence. Using a unique data set of banks, firms and counties in Poland over the period 2009–14, it is shown that changes strengthening the relationship banking model are associated with local labour market improvements and easier small and medium-sized enterprise access to bank debt. However, only the appearance of new, more aggressive owners of large commercial banks stimulates new firm creation.

31. May 2019

Authors Iftekhar Hasan Krzysztof Jackowicz Oskar Kowalewski Łukasz Kozłowski

See Publication

Keywords

local economic activity SMEs entrepreneurship local banks

JEL Classification

G21 G32 R11

Whom to contact

For Researchers

Professor Iftekhar Hasan, PhD
Professor Iftekhar Hasan, PhD
Economist

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Dr Wolfgang Sender
Dr Wolfgang Sender
Head of Public Relations

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